Sunday, December 19, 2010

Quick Tips For Keeping Auto Insurance Rates Down

Car Crash

The people the time to shop prices and interest rates a lot of things, but the sad thing is against some Canadian motor not shop enough, and if you're one of them might be too much for car insurance. Keep these instructions to keep the car insurance rates down for the next car purchase and even if it's time to renew your car insurance, you could really back!

1. STORE PRICES

Many people believe that all insurance companies, the price of exactly the same, if it is based on the same coverage from company to company. In November 2006, the study found that premiums between insurers under the same roof ranged from over $ 900. Hmmm kind of shock that I believe that all insurance companies are the same.

Use the Internet to buy their rates, which cn get an online quote car insurance in Canada BOUTIQUE speed and save!

2. Invest in your fancy car insurance

This is called a "multi-vehicle discount" and save 10% on both cars.

3. Include your full insurable items on a single policy

Whenever you include your home with your car insurance, which he called a "multi-line discount." Insurance companies use to get all your business insurance and benefits that save up to five percent more on your insurance costs.

4. Consider increasing your deductible

If compensation is to cover the $ 1000 repair? If you can raise your deductible to $ 500 $ 1,000 and pay less for insurance.

5. Consider removing the cover of a collision with an older car

You should think before doing and see if they can pay for it. However, if you drive an older car that is worth $ 1,000 and your deductible is $ 1,000 in this case, collision insurance does little to help. However, if it would be better, he refused, but talking to an insurance agent first and see.

6. Buy a car, which is considered "low risk" of motor vehicle insurance

If your car is much more likely to be in an accident or theft, you must pay an insurance premium has increased. The car insurance rates to claims history for your car. Before buying a new car, make a few quotes to check and see how rates are determined.

7. When you can, please do not use the vehicle to work

Insurance is higher for the many people who go to work. The concept is all the more you're in your car is running, the greater the risk of entering a major accident. If you can take public transportation or carpooling.

8. Have a safe driving training and defensive

New drivers are listed with the discount if they took a defensive driving course within three years

9. Have anti-theft devices

You can view and what devices they recognize theft insurance can get a discount.

These nine tips to keep your car insurance rates down can help you save on premiums in the long term.