For how many years have you paid for car insurance in case of an auto accident? How many thousands of dollars have you spent to comply with Texas law to be an insured driver? And how many people do you think disregard this law and drive with no auto insurance?
Very many, that's how many. Solely in Houston, its estimated that 15 per cent of drivers roar and clunk away on public streets and freeways without the auto insurance required of them by Texas law. And they know its required, since many have received tickets for having no car insurance. They just haven't bothered to pay. They figure if they cause a car accident, then the insured motorist who wasn't at fault can recover their own damages.
That's not only unjust, but may be difficult. When an uninsured driver causes a car accident, an insured driver must seek compensation from his or her own insurer " and may have trouble getting it. Insurance companies are notoriously stingy, and they get even stingier when their clients file claims because other drivers were at fault and were also uninsured.
What perpetuates this problem? A major factor is ineffective enforcement. Over the past two years, Houston officers have issued 30,000 tickets to drivers for having no car insurance. But those same drivers kept on driving without insurance.
And why not, when Houston fails to put enough sting into such enforcement? But other municipalities do, such as Pasadena and Richmond in the Houston area. Both now enforce the law by impounding the vehicles of those caught driving without any car insurance.
Has this worked? There's nothing like a bare driveway for a motivator. In Richmond, tickets to uninsured drivers have declined by almost one-third since the impounding initiative began. That's what you call results.
Yet Houston's problem persists. And because it does, law-abiding drivers insurance rates increase to overcome the costs of uninsured drivers.
Fed up yet? You should be. But don't stew alone. Tell your city council that uninsured drivers should not be allowed to roam freely on public roads. And if such an uninsured driver or any other hurts you in a collision, let a car accident lawyer or auto accident attorney apply more pressure. A personal injury lawyer wont allow guilty drivers to cruise away without consequence. Rather, in the mode of Richmond and Pasadena, a car accident lawyer can hit offenders where they hurt the most: in the pocketbook. Then even deadbeat drivers should get in gear, and join the rest of us as legally insured Texas motorists.
Very many, that's how many. Solely in Houston, its estimated that 15 per cent of drivers roar and clunk away on public streets and freeways without the auto insurance required of them by Texas law. And they know its required, since many have received tickets for having no car insurance. They just haven't bothered to pay. They figure if they cause a car accident, then the insured motorist who wasn't at fault can recover their own damages.
That's not only unjust, but may be difficult. When an uninsured driver causes a car accident, an insured driver must seek compensation from his or her own insurer " and may have trouble getting it. Insurance companies are notoriously stingy, and they get even stingier when their clients file claims because other drivers were at fault and were also uninsured.
What perpetuates this problem? A major factor is ineffective enforcement. Over the past two years, Houston officers have issued 30,000 tickets to drivers for having no car insurance. But those same drivers kept on driving without insurance.
And why not, when Houston fails to put enough sting into such enforcement? But other municipalities do, such as Pasadena and Richmond in the Houston area. Both now enforce the law by impounding the vehicles of those caught driving without any car insurance.
Has this worked? There's nothing like a bare driveway for a motivator. In Richmond, tickets to uninsured drivers have declined by almost one-third since the impounding initiative began. That's what you call results.
Yet Houston's problem persists. And because it does, law-abiding drivers insurance rates increase to overcome the costs of uninsured drivers.
Fed up yet? You should be. But don't stew alone. Tell your city council that uninsured drivers should not be allowed to roam freely on public roads. And if such an uninsured driver or any other hurts you in a collision, let a car accident lawyer or auto accident attorney apply more pressure. A personal injury lawyer wont allow guilty drivers to cruise away without consequence. Rather, in the mode of Richmond and Pasadena, a car accident lawyer can hit offenders where they hurt the most: in the pocketbook. Then even deadbeat drivers should get in gear, and join the rest of us as legally insured Texas motorists.
About the Author:
Jim S. Adler & Associates can help if you do get in an accident. For more information call the law firm at 800-505-1414 or just visit http://www.JimAdler.com for a free case review.
