Saturday, December 12, 2009

Compare Pet Health Insurance in the USA

In Europe over twenty-five percent of all pet owners have a health insurance policy for pets in their pets. About half of pet owners carry insurance in Sweden. A recent survey of pet owners in the U.S. predicts that only three percent had purchased a pet health plan. Many veterinarians feel that three percent is a very generous estimate. One of the big reasons veterinarians believe so many Europeans have health insurance is because of a law passed in 1971 that indicates whether a dog was found guilty of an accident, like a car accident, then the pet owner would be responsible. This prompted many dog owners to buy something called Liability Insurance to pay for damage caused by the dog mascot of the policyholder.

It is very likely that if you were to ask ten of your neighbors how they felt about health insurance pet that you would probably ten very different answers.

Some pet owners are mad about their pets. They saved nothing but the best for your family pet, the best food, the best water, best dog bed, and of course the best medical treatment available. Every time I is not even like your dog or cat is about to cough or sneeze rush the pet to the veterinarians clinic and start a new round of antibiotics. Because the maintenance of health care best deal available is very expensive this type of owner is quick to purchase animal health insurance that promotes good pet medicine. At the slightest clue that they are even considering buying health insurance for your pet and is in the top pet owner is to push all kinds of flyers and brochures and applications in hand, sometimes even offer to call your pet health insurance representative. for you. This is fine and dandy but in general (not always) their monthly bills for pet insurance are higher than you can afford.

Another owner can love your family pet, as well as on the owner of the top. That wish could provide your pet with the best, but just not economically feasible. This pet owner advice about health insurance would be their own health insurance for pets. Put the money that could be dedicated to a monthly insurance premium aside and use that to cover the medical needs of their pets. After all if you put aside thirty dollars a month and then have enough money to cover routine visits to the vet's office, just a little more reserved, if an emergency occurs on the road. This type of insurance is called self-confident. Though it sounds like a good idea, there are a couple of problems. One if a medical emergency happens right away may not have enough money available to cover treatment and being forced to accept economic euthanasia for your pet. A second problem with auto insurance is that your money only out there, its so easy to see how the surplus money and use it on family holidays or as a down payment that the laptop you've always wanted.

If, as a pet owner you decide that health insurance is simply not for you or your company will have to check and see if your home insurance covers any accidents caused by their pet. If a dog or cat bites somebody the bitten person can sue you and in some cases demand that euthanized the pet. If your home insurance does not cover accidents or company probably should give a lot of thought to purchase liability insurance company.