Monday, March 31, 2008

Seniors Healthcare Is A Personal Choice

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Seniors Healthcare Is A Personal Choice!

By Raymond Angus

© Raymond Angus - All Rights reserved

Your personal seniors health care should be a hand tooled program created by a single individual.

You!

Before you dash into the next room screaming you have no idea how to do it. Remember, we're talking about your physical well being...even your very life!

You don't have to become a doctor, or an accountant, to decide the best senior healthcare program available. Specifically, we're talking about a program that with some fine tuning will fit both your needs and your pocket book.

Health care for seniors is a broad field. It's peopled by many insurance companies that come in countless sizes and shapes.

But keep in mind that each senior healthcare insurance provider has a fundamental motivation. Their goal is to sign you up and bring you into the fold.

But to arrive at the best possible decision for you and yours, you have to take charge of your own personal senior health care!

How? Understand three simple tenets of action in the matter.

* Understand what your physician means when he/she explains what your diagnosis is, the good, the bad and the ugly.

* Understand thoroughly any ongoing medication that will be required in your treatment. Know what each prescription will do when you take it regularly. Ask about any generic duplicates that are possible, instead of the usually more expensive name brands.

* Understand what the benefits to you will be by taking full advantage of Medicare. Determine the amount of monthly expenses for senior healthcare you can comfortably afford. Can all of this be done without detracting from your other needs.

Medicare should, and must, factor into your decision to join any senior healthcare insurance provider.

Notice that the word understand is splashed around here. This is important and it should be the operative word of choice.

You must take control of your medical situation and thoroughly grasp the minuses and pluses of any treatment. Physicians are pleased by any questions you ask. Don't hesitate to actively participate in a conversation with them.

Take notes of what you are told and search out the answers to them if you don't understand the medical language. Search the internet for a medical dictionary and don't stop until you find one.

The internet is primarily an information super highway. Plug any medical terms into your computer browser and stand back as the screen fills with responses.

You feel you don't have any time to do this kind of research?

How many hours do you spend watching television each day. Why don't you take an hour or two from a favorite program every other day and delve into your medical future.

Not only will you learn what's going on in your body and how you can improve its care. You will also benefit by conserving your money. You'll learn about which senior healthcare provider is more closely tailored to your personal needs.

Perhaps you're spending cash on a senior healthcare insurance company that doesn't furnish you with a program that fits your physical and financial needs.

Gain an understanding of your physical condition and the treatment required to provide for it. Then you can compare the programs offered by senior health care companies with what services you want.

With this information in hand, you can negotiate with any senior health care provider for good rates and provisions. You will be surprised at the variety, and cost differences, that are available in the medical market.

Take charge of your life and health. The world will step aside for a senior who knows what they want...and is determined to have it!



Raymond Angus is a widely read author of articles and books. He writes about fellow seniors and their world. To read more of his writing visit: HTTP://www.theseniorslife.com