All of which leads to the logical question: What if people's insurance rates went up as a result?
The good news: They didn't. The state's cell phone law was updated earlier this year to make driving while talking on a cell phone a primary offense. (That means you can be pulled over for that alone.) But the law includes sections explicitly stating that:
Infractions under this section shall not become part of the driver's record under RCW 46.52.101 and 46.52.120. Additionally, a finding that a person has committed a traffic infraction under this section shall not be made available to insurance companies or employers.The upshot: Your insurance rates won't go up for a cell phone violation while driving.
Still, know this: If you're gabbing on the phone and cause an accident, that could be a very different story.
Our advice: follow the law. Put the cell phone down.